Rush Card & Baby Phat Rush Card - Review
The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To take advantage of this feature, you sign in to your rush card account and insert the person or business details that you want to pay. Their details simply include name, address and amount of payment.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
Using this service and direct deposit you can save a lot of money because you will no longer have to pay for money orders or check cashing fees again.
However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
Only at the end of a full calendar month will the extra convenience fees be refunded to you.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
It's hard to believe that someone can be charged these fees. In addition having to wait so long to get your refund.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To take advantage of this feature, you sign in to your rush card account and insert the person or business details that you want to pay. Their details simply include name, address and amount of payment.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
Using this service and direct deposit you can save a lot of money because you will no longer have to pay for money orders or check cashing fees again.
However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
Only at the end of a full calendar month will the extra convenience fees be refunded to you.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
It's hard to believe that someone can be charged these fees. In addition having to wait so long to get your refund.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. We also suggest the all access visa to read a review visit us.
posted by Credit Counseling at
4:58 PM
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