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Friday, December 5, 2008

Create More Money, Time, Freedom And Banish Unnecessary Stress

By Christina Helwig

Take a good look around your life. Can you simplify the processes you use to complete your tasks and projects in anyway? How cluttered is your home? Your desk? Your calendar? Your bills, etc.

Simplification eases the stress that normal life places on you. When you simplify you are clearing away pressures and or items that get in your way of functioning. You cannot think clearly and focus on your goals if you are stumbling over items in your office, laundry, piles of mail or a stack of "stuff" that you do not actually need to keep.

To have a clear mind and the freedom to use your time to your best advantage you need to simplify your life. You need to get rid of all the "stuff" in your house that you have to move back and forth for no reason. One of your very first goals should be to clear yourself a work space in your home. This space needs to be totally yours and it needs to be clean at all times. This space should also be quiet and preferably be somewhere that you can shut a door and work alone.

In addition to culling and simplifying your home you should take a good look at the projects that you have committed yourself to. Often in our frantic culture we over-extend ourselves in all aspects of our lives. We say "okay" to lunch with a friend when we really just want to have an afternoon off. We over schedule our kids' schedules and our time since we are responsible for driving the kids around.

What have you said "okay" too lately that you don't really want to be involved in or like doing? Make a list of all your commitments and cross off ones that are not important or that you hate doing. This includes doing things like shopping for food or other things that can be bought online. You can pay under ten bucks and have all your groceries delivered. The 1 1/2 to 2 hours you used to spend at the store can now be spent working on your important goals. Continue with this activity until you free up over 15+ hours a week.

If you are living with a significant other see if the chores are evenly spread between you and your partner. If they are not - redistribute them evenly or hire someone to do the things that you hate doing. Or trade time with a friend for something they do well and you do poorly. Both you and your partner deserve to have free time to work on your goals. Working as a team allows each of you to have time to work on projects that are important to each of you. Your spouse will be much happier and so will you.

An area that always needs critical attention is your finances. Are there things in your monthly budget that you do not need or really don't have the money for? Are you paying for services that you do not use? What about your home and cell phone? Do you actually use both? Can you switch insurance to save money? How much food are you buying that just ends up being tossed out? If the family won't eat a certain food, then don't buy it. Surprisingly, wasted food is a major expense for many families.

Simplifying is purely to take stress off your systems: mental and financial. The extra money that you "discover" once you have reduced your commitments, you will use to work towards your goals. While before you might have believed that you could not afford to allocate anything towards your goals . . . simplification will give you wiggle room in your budget to afford to start putting money towards the projects you care about. Even if it you can only find $50 a month to spend on your goals that is a wonderful start. Over time you will make choices and decide whether a going out for dinner or putting that money towards your purpose is the right decision.

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