Annual Credit Report Review
If you searched the web for a free credit report, you would find countless amounts of websites out there they claim they will get you your free credit reports. They have commercials and all sorts of ads all over the place. What is causing all these companies to want to give away something for free?
If you have signed up for any of these sites you probably found out that they aren't exactly free. Sometimes it's hidden well and other times it's easily found that they are going to charge you for something, if you're not careful.
Where they get is that after they give you your credit reports, they sign you up for a trial period of their credit monitoring service automatically. Something you will probably never want or need. Normally it's a 7 day trial period and if you don't call and cancel within that 7 days, your card will be charged. If you are wondering why they ask you for your credit card information, this is why.
I've heard people say that it's easy and you get the same thing when you sign up through this service than if you signed up somewhere else and didn't get put on a free trial. I say, why sign up for something and waste time entering your card information and calling to cancel the service when you can avoid that altogether?
Many people will say that you should always read the fine print carefully before you sign up for anything. This is true, but that doesn't make it right for a company to try to trick you. They should advertise their service right along with the free credit report. The free credit report should be the bonus, not the other way around.
Doing it this way, people will just get upset that they were charged for the first month and not give it a try otherwise. Who knows, they could have actually signed up for the service if they were offered it first.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
Sure, you could just get your free reports and then cancel the service, but there is a way to get it 100% free with no hassle. Just check out the link below to find out how.
If you have signed up for any of these sites you probably found out that they aren't exactly free. Sometimes it's hidden well and other times it's easily found that they are going to charge you for something, if you're not careful.
Where they get is that after they give you your credit reports, they sign you up for a trial period of their credit monitoring service automatically. Something you will probably never want or need. Normally it's a 7 day trial period and if you don't call and cancel within that 7 days, your card will be charged. If you are wondering why they ask you for your credit card information, this is why.
I've heard people say that it's easy and you get the same thing when you sign up through this service than if you signed up somewhere else and didn't get put on a free trial. I say, why sign up for something and waste time entering your card information and calling to cancel the service when you can avoid that altogether?
Many people will say that you should always read the fine print carefully before you sign up for anything. This is true, but that doesn't make it right for a company to try to trick you. They should advertise their service right along with the free credit report. The free credit report should be the bonus, not the other way around.
Doing it this way, people will just get upset that they were charged for the first month and not give it a try otherwise. Who knows, they could have actually signed up for the service if they were offered it first.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
Sure, you could just get your free reports and then cancel the service, but there is a way to get it 100% free with no hassle. Just check out the link below to find out how.
About the Author:
Samantha can give you more information on an absolutely free instant credit report. Get your credit report and learn more about the effects of credit today.
posted by Credit Counseling at
3:27 PM
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