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Thursday, February 5, 2009

Save Money On Checks - Order Online

By Mike Tauber

At a certain point in time you'll run low on your bank check supply. You can order checks online direct from the bank and bypass the manufacturer and bypass the middleman.

Banking institutions need to make a profit and markup the price of checks they buy from a check manufacturer. When you order checks from the internet direct from the manufacturer you are buying at wholesale prices. You'll not only save money but are able to order from your own computer saving gas, time and taxes.

There are a great variety of check designs and categories to look at. You'll be surprised at the varied categories and artists that contribute to designing checks.

You'll save about 50% when you order direct. The quality of checks is no different then the quality of checks the bank sell you. After all you and they will be buying for essentially the same place. The only difference is you have more choices of categories and motifs.

Matching address labels, checkbook covers and contact cards are also available at discount pricing. All matters of check formats from side tear, top stub, 3-per page and a variety of other formats are offered. Be warned, when you write a check, you'll need to make sure there is enough money to cover the amount entered for the check. Easy to record check registers help make that so.

Checks are deposited at the bank. Sometimes, when the payee is not sure about a check, they will cash that check in the bank against which it was drawn.

When a check turned down at the drawee bank (because there are insufficient funds for the check to clear), it is said that the check has bounced. Another situation that may arise is that the drawee bank returns the check to the bank that it was deposited at because of non-sufficient funds.

Banks make a bonus when they get bounced checks. Their high service charges that are imposed make one take quick notice. Keeping accurate records to avoid service charges is essential.

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