Debt Consolidation Credit Counseling In Wisconsin Debt Consolidation Credit Counseling In Wisconsin

Find out more on Debt Consolidation Credit Counseling In Wisconsin Now!

Wednesday, February 18, 2009

Unsecured Credit Card

By Amanda Somrekli

Speaking of paper, tear up the pre-approved card offers receive in the mail; otherwise, they can be stolen and sent back in with a change of address request. Good record keeping will also help keep the wolves from your door.

Do your research - The first thing that you want to do is research what kind of card you want. Do you want a card that gives you rewards in the travel industry or do you want rewards by getting cash back? You have to ask yourself a lot of questions and hopefully by the time you find the answer, you will find the perfect card.

After getting their instructions you can do some small payments and then ask them to provide you a balance statement, which you will give to the mortgage originator so he can run a credit repair through Rapid Rescore. This can restore your credit score within 3-4 days, or in worse case a week.

You have to do the complete opposite and work toward it. I'm going to give you a few steps you can take in order to kill your debt and revive your credit score.

Credit cards are a necessary must have to establish any kind of credit. Many people unwillingly just sign up for as many credit cards as possible with the hopes that it will build up their credit. For others, the lure of being able to purchase a huge ticket item is too hard to resist signing up.

Unfortunately not many people take the time to choose the right kind of credit card for them. It is important to choose the best credit card that will fit your financial needs instead of just signing up for everything that comes in the mail. Many times those are the credit cards that will get you into trouble.

Learn how you use a credit card - A credit card isn't hard to use but if you've had trouble in the past, try and use some of these steps in order to use a card the proper way. Learn how to pay your balance off in full each month as well as know what you're putting on your card.

You can get gas cards at many stations all over the country. If you need a specific gas card, you can apply online as well. There are many different types of cards. Some are only for gas and some are for any purchase.

Many gas station groups have their own credit cards. There are Conoco, SuperAmerica and Texaco. Some of these cards are able to be used at other stations, but usually it is stations that are affiliated with the company that issues the card.

Of course, this does not mean much when, as in most cases, the merchant does not bother to check it, but it certainly does not hurt. In addition, though many transactions occur online and over the phone, there is still a massive amount of paper out there that will have vital credit card information on it. Make sure you keep all receipts, and shred those you do dispose of.

About the Author:

0 Comments:

Post a Comment

Subscribe to Post Comments [Atom]

<< Home